Trying to figure out what an FHA loan actually is? It’s a mortgage proposed by a well-known organization namely, Federal Housing Administration. FHA is popular among borrowers because it lets you easily qualify for the loan even with a low credit score. Hence, it proved to be a solution to problems encountered by many first-time […]
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What is Rent to Own and How does it Work?
If you’re a long-term renter it is likely that at some point you have asked yourself “I wonder if my rent payments could ever count towards purchasing my home” To answer your questions bluntly, yes, yes there are ways that rent payments can be credited towards the purchase of the property. This is otherwise referred […]
A Quick Guide to SNAP Eligibility and Benefits
Federal Food Assistance Programs There are many federal food assistance programs in the US, but their main goal is the same, to stop hunger across the country. Here is a list of each program, who may qualify for them and a brief description of each: SNAP – Supplemental Nutrition Assistance Program – This program provides […]
Third stimulus check: Biden’s Proposal For $1,400 Per Person
Is There a Third Stimulus Check Coming? This third round of stimulus checks was just approved by the Senate and is expected to be approved by the House in the next couple of days. As soon as the House passes the bill, it will be given to President Biden to sign. The package of nearly […]
Covid-19 Vaccines: Everything You Want to Know
The coronavirus has had an incredible impact on our society as a whole. All over the world people have been impacted by this deadly virus. Fortunately, studies have shown that the vaccine created to control the virus can keep you from contracting it, or simply make the symptoms mild to asymptomatic. Key Things To Know […]
President Biden’s Policy Updates to Rental Assistance
President Biden’s plan for rental assistance revolves around eliminating discriminatory practices in the housing industry by expanding funding and through legislation. In other words, President Biden’s plan is to make sure you receive a fair price on housing and that no one will be discriminated because of race, religion,
Steps to Take If You Are Facing Homelessness
Facing homelessness can be a scary thing, but thankfully there are people than can help.
How Do I Confirm That My Section 8 Application Is on the Wait-List?
Applying for section 8 can be an overwhelming task. Most section 8 housing choice voucher programs have many applicants waiting on what are called “housing wait-lists” for their application to be processed and for resources to become available.
Tips on how to Manage Your Bills During COVID
Tips on How to Manage Your Bills During Coronavirus Pandemic The coronavirus pandemic has rendered a lot of people jobless and led to significant salary reductions for many others. For this reason, managing your bills during these times can be very difficult. So, I’ve taken out some time to arrive at these important tips on […]
Energy Assistance for the Low Income
A lot of risks, both health and safety-wise, can arise from unsafe heating and cooling practices. Since low-income earners often find it challenging to keep up with standard energy usage practices, the government created an assistance program in 1981 to help these people. In this article, I’ve provided all you need to know about energy […]