What is an FHA Loan and How Do You Apply?

Trying to figure out what an FHA loan actually is? It’s a mortgage proposed by a well-known organization namely, Federal Housing Administration. FHA is popular among borrowers because it lets you easily qualify for the loan even with a low credit score. Hence, it proved to be a solution to problems encountered by many first-time […]

What is Rent to Own and How does it Work?

If you’re a long-term renter it is likely that at some point you have asked yourself “I wonder if my rent payments could ever count towards purchasing my home” To answer your questions bluntly, yes, yes there are ways that rent payments can be credited towards the purchase of the property. This is otherwise referred […]

President Biden’s Policy Updates to Rental Assistance

President Biden’s plan for rental assistance revolves around eliminating discriminatory practices in the housing industry by expanding funding and through legislation. In other words, President Biden’s plan is to make sure you receive a fair price on housing and that no one will be discriminated because of race, religion,

Energy Assistance for the Low Income

A lot of risks, both health and safety-wise, can arise from unsafe heating and cooling practices. Since low-income earners often find it challenging to keep up with standard energy usage practices, the government created an assistance program in 1981 to help these people. In this article, I’ve provided all you need to know about energy […]